The Revvi Card is a good unsecured credit card for people with bad credit who want to earn rewards but need to borrow for emergencies.
Pros:
- Earn 1% cash back on all purchases
- $300 minimum credit line with no security deposit needed
- Qualify with bad credit
Cons:
- One time fee of $95
- No rewards bonus
- No intro APR on purchases
- No balance transfers allowed
Fees:
- Annual Fees > $75 1st year, $48 after
- Monthly Fee > $0 1st year, $8.25 after
APR on Purchases:
35.99%
To qualify:
- No residents of New York
- Must have checking account
- Must be employed full-time
- 2 or more payrolls per month – direct deposit
- 19 years or older
- Minimum 1 year at current residence
- 20,000 annual income
